Detail M05 Explanation - Updated M05 Demo

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CII Insurance law (IL) Exam Sample Questions (Q43-Q48):

NEW QUESTION # 43
Which of the following is an essential element in the formation of an insurance contract?

A. The payment of a premium
B. A formal written agreement
C. A signed declaration by the policyholder
D. A valid claim history

Answer: A

NEW QUESTION # 44
John owns stock that he intentionally insured for £15,000, although the full value of the stock is £18.000. His insurance policy has no excess and is subject to a pro rata condition of average. In the event of water damaging £6.000 of John's stock, how much will the insurer pay for a valid claim after the application of average?

A. £15,000
B. £5,000
C. £6,000
D. £3,000

Answer: B

NEW QUESTION # 45
Which body represents the solicitors' profession in England and Wales?

A. The Solicitors Regulation Authority.
B. The Faculty of Advocates.
C. The Law Society.
D. Bar Council.

Answer: C

Explanation:
The Law Society represents the solicitors' profession in England and Wales. It is the professional body for solicitors, providing support, setting standards, and promoting the interests of its members.
TheSolicitors Regulation Authority (SRA)is responsible for regulating solicitors, but it is not the representative body.

NEW QUESTION # 46
An employee suffered a minor injury lo his arm at work, due to a breach of duty by his employer. The medical treatment he received at hospital was negligent and caused his minor injury to deteriorate to the extent that his arm had to be amputated. To what extent, if at all, is the employer liable?

A. The employer will be held strictly liable for the full extent of the employee's injuries
B. The employer will not be liable for the employee's injuries at all
C. The employer will not be held liable for the unforeseeable extent of the employee's injuries
D. The employer and the hospital will split liability on an equal basis

Answer: A

NEW QUESTION # 47
For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of a corporation aggregate?

A. It is not treated as a separate legal entity.
B. It is a legal person representing one official position.
C. It is answerable to its shareholders or members.
D. It is an organisation with a separate legal existence to its membership.

Answer: C,D

NEW QUESTION # 48
......

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Detail M05 Explanation - Updated M05 Demo

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CII Insurance law (IL) Exam Sample Questions (Q43-Q48):

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